UTI ELSS Tax Saver Fund - Direct Plan - Growth
code 120715 ELSS direct plan · growth NAVs 2013-01-02 to 2026-11-09
Growth of ₹10,000 vs benchmark
From 2013-01-02, common dates. Scroll or drag to zoom.
Drawdown
Rolling 3-year CAGR
Returns
| period | fund | fund* | benchmark* | fund − benchmark* | from → to |
|---|---|---|---|---|---|
| 1M | 7.37% | -6.17% | -6.04% | -0.13% | 2026-10-09 → 2026-11-09 |
| 3M | -1.08% | -4.18% | -3.61% | -0.57% | 2026-08-07 → 2026-11-09 |
| 6M | 2.15% | 3.95% | 5.81% | -1.86% | 2026-05-08 → 2026-11-09 |
| 1Y | -1.43% | -4.75% | -1.79% | -2.96% | 2025-11-07 → 2026-11-09 |
| 3Y | 9.44% | 7.22% | 9.55% | -2.33% | 2023-11-09 → 2026-11-09 |
| 5Y | 6.89% | 6.67% | 9.02% | -2.35% | 2021-11-09 → 2026-11-09 |
| 7Y | 13.61% | 13.13% | 14.12% | -0.99% | 2019-11-08 → 2026-11-09 |
| 10Y | 12.46% | 11.65% | 12.86% | -1.21% | 2016-11-09 → 2026-11-09 |
| since inception | 12.95% | 12.56% | 12.95% | -0.39% | 2013-01-02 → 2026-11-09 |
Absolute under 1 year, CAGR from 1 year. * Common dates only.
Calendar years
| year | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| fund | 41.68% | 3.61% | 4.36% | 34.33% | -5.66% | 11.36% | 21.31% | 34.37% | -2.51% | 25.54% | 15.08% | 5.57% |
| benchmark | 39.30% | 0.22% | 5.12% | 37.65% | -2.14% | 8.97% | 17.89% | 31.60% | 4.25% | 26.91% | 16.24% | 7.76% |
Rolling returns
| length | periods | average | median | worst | best | % positive | % beating benchmark |
|---|---|---|---|---|---|---|---|
| 1 year | 3,131 | 15.63% | 11.26% | -27.42% | 92.83% | 81% | 37% |
| 3 years | 2,643 | 14.19% | 14.13% | -5.05% | 30.29% | 98% | 43% |
| 5 years | 2,150 | 14.06% | 14.42% | -0.35% | 26.20% | 100% | 24% |
Risk and risk-adjusted return
| 3 years 2023-11 – 2026-10 | 5 years 2021-11 – 2026-10 | 10 years 2016-11 – 2026-10 | |
|---|---|---|---|
| CAGR | 7.97% | 6.26% | 11.36% |
| volatility | 15.32% | 14.26% | 16.57% |
| max drawdown | -18.60% | -21.28% | -35.06% |
| downside deviation | 10.85% | 9.91% | 11.69% |
| Sharpe ratio | 0.19 | 0.10 | 0.41 |
| Sortino ratio | 0.27 | 0.14 | 0.58 |
| Calmar ratio | 0.43 | - | - |
| alpha (annualised) | - | - | - |
| beta | - | - | - |
| R² | - | - | - |
| tracking error | - | - | - |
| information ratio | - | - | - |
| up / down capture | - | - | - |
| Treynor ratio | - | - | - |
36 months: benchmark lacks some months of the window: no relative metrics
60 months: benchmark lacks some months of the window: no relative metrics
120 months: benchmark lacks some months of the window: no relative metrics
Category: ELSS
Overall ★★☆☆☆ (3y ★☆☆☆☆ · 5y ★☆☆☆☆ · 10y ★★☆☆☆) · as of 2026-10 · 165 months of history
| percentile rank (1 = best) | 3 years of 36 funds | 5 years of 30 funds | 10 years of 26 funds |
|---|---|---|---|
| return | 95th | 94th | 88th |
| volatility | 46th | 49th | 44th |
| Sharpe | 92nd | 94th | 88th |
| Sortino | 95th | 94th | 88th |
| worst fall | 63rd | 76th | 16th |
| risk-adjusted return (MRAR) | 92nd | 94th | 88th |
Ratings: Morningstar method. Differences: risk-free rate: RBI 91-day T-bill (Morningstar uses FBIL MIBOR Overnight for rupee funds); peer groups: SEBI-category groups (D13), not Morningstar Categories; no analyst rating suspensions.