JM ELSS - Tax Saver Fund - Direct Plan - Growth Option
code 120494 ELSS direct plan · growth NAVs 2013-01-02 to 2026-11-09
Growth of ₹10,000 vs benchmark
From 2023-04-21, common dates. Scroll or drag to zoom.
Drawdown
Rolling 1-year CAGR
Returns
| period | fund | fund* | benchmark* | fund − benchmark* | from → to |
|---|---|---|---|---|---|
| 1M | 3.44% | 3.44% | 7.85% | -4.41% | 2026-10-09 → 2026-11-09 |
| 3M | -1.58% | -1.58% | -0.57% | -1.02% | 2026-08-07 → 2026-11-09 |
| 6M | 6.79% | 6.79% | 2.40% | 4.39% | 2026-05-08 → 2026-11-09 |
| 1Y | 5.72% | 5.72% | 0.43% | 5.29% | 2025-11-07 → 2026-11-09 |
| 3Y | 16.29% | 16.29% | 11.15% | 5.14% | 2023-11-09 → 2026-11-09 |
| 5Y | 12.51% | - | - | - | 2021-11-09 → 2026-11-09 |
| 7Y | 17.33% | - | - | - | 2019-11-08 → 2026-11-09 |
| 10Y | 16.44% | - | - | - | 2016-11-09 → 2026-11-09 |
| since inception | 16.56% | 20.20% | 14.06% | 6.15% | 2013-01-02 → 2026-11-09 |
Absolute under 1 year, CAGR from 1 year. * Common dates only.
Calendar years
| year | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| fund | 56.43% | 0.94% | 7.61% | 44.14% | -3.85% | 15.80% | 19.16% | 33.15% | 1.47% | 32.19% | 30.64% | 3.83% |
| benchmark | - | - | - | - | - | - | - | - | - | - | 14.95% | 7.17% |
Rolling returns
| length | periods | average | median | worst | best | % positive | % beating benchmark |
|---|---|---|---|---|---|---|---|
| 1 year | 630 | 17.13% | 7.55% | -8.27% | 56.79% | 86% | 63% |
| 3 years | 139 | 17.16% | 17.00% | 14.17% | 20.39% | 100% | 100% |
Risk and risk-adjusted return
| 3 years 2023-11 – 2026-10 | 5 years 2021-11 – 2026-10 | 10 years 2016-11 – 2026-10 | |
|---|---|---|---|
| CAGR | 15.63% | 12.31% | 15.38% |
| volatility | 17.13% | 15.78% | 18.02% |
| max drawdown | -20.85% | -20.85% | -37.39% |
| downside deviation | 10.92% | 9.96% | 12.40% |
| Sharpe ratio | 0.59 | 0.46 | 0.59 |
| Sortino ratio | 0.93 | 0.72 | 0.86 |
| Calmar ratio | 0.75 | - | - |
| alpha (annualised) | 5.72% | - | - |
| beta | 1.04 | - | - |
| R² | 0.89 | - | - |
| tracking error | 5.80% | - | - |
| information ratio | 1.02 | - | - |
| up / down capture | 124 / 95 | - | - |
| Treynor ratio | 0.10 | - | - |
60 months: benchmark lacks some months of the window: no relative metrics
120 months: benchmark lacks some months of the window: no relative metrics
Category: ELSS
Overall ★★★★☆ (3y ★★★★★ · 5y ★★★★☆ · 10y ★★★★☆) · as of 2026-10 · 165 months of history
| percentile rank (1 = best) | 3 years of 36 funds | 5 years of 30 funds | 10 years of 26 funds |
|---|---|---|---|
| return | 3rd | 14th | 16th |
| volatility | 86th | 87th | 84th |
| Sharpe | 6th | 14th | 16th |
| Sortino | 6th | 14th | 16th |
| worst fall | 80th | 73rd | 64th |
| risk-adjusted return (MRAR) | 6th | 14th | 20th |
Ratings: Morningstar method. Differences: risk-free rate: RBI 91-day T-bill (Morningstar uses FBIL MIBOR Overnight for rupee funds); peer groups: SEBI-category groups (D13), not Morningstar Categories; no analyst rating suspensions.